Mortgage Investor FAQs
Q: What are the anticipated returns for LYNK Capital?
LYNK Capital targets annualized returns between 10% and 16%. A preferred return of 10% is distributed monthly, with any additional returns distributed quarterly.
Q: Am I investing directly in actual mortgages?
Yes and no. When investing in LYNK Capital, you purchase membership units in LYNK Capital, LLC, a Florida limited liability company. LYNK Capital, LLC owns the mortgages and real estate in its portfolio, and you own a portion of LYNK Capital, LLC.
Q: What are the minimum terms of investment?
Investments in LYNK Capital are subject to a two-year minimum holding period. At this time, we are targeting a minimum investment amount of $200,000.
Q: Who can invest in LYNK Capital?
Investments in LYNK Capital, LLC are open to accredited investors only.
Q: How risky is an investment in LYNK Capital?
All investments carry risk, and we’re required to provide you with certain risk disclosures, such as those at the bottom of this page. Having said that, the assets of LYNK Capital are secured by real estate assets that have real, documented value. Compared to other types of equity investments, many of which may be dependent upon the success of a product or idea, we believe that an investment in LYNK Capital provides an attractive risk vs. reward profile.
Q: Are LYNK Capital’s managers personally invested in the fund?
Yes, the principals of LYNK Capital believe in LYNK’s strategy and each have significant personal investments in LYNK, on an even basis with all other equity investors. The principals intend to remain invested for the life of the fund, and LYNK’s operating agreement contains certain restrictions on the ability of the principals to withdraw their investments.
Q: Can I add to my investment over time?
Yes, we make it easy to add to your investment account. There are no minimum dollar amounts for subsequent investments into your account, and you can add to your investment at any time.
Q: Can I reinvest my monthly distributions back into the fund?
Yes, your distributions can be automatically reinvested into your account on a monthly basis, allowing you to compound your returns. If you change your mind later on and would like begin receiving future distribution payments, just let us know.
Q: Are the published returns before or after expenses?
LYNK Capital publishes all returns on a net basis, after all expenses (including management fees) have been applied. The published returns are representative of the actual cash distributions paid to investors.
Q: How often are LYNK Capital’s financials published and audited?
We prepare monthly financial statements and publish them to all investors within our investor portal. Year-end financial statements are audited each year by a third-party PCAOB-approved auditor.
Q: Will I be able to view the assets in LYNK Capital’s portfolio?
Yes, our proprietary online investor portal provides detailed loan summaries, payment histories, photos, and other information about each asset in our portfolio. We want to provide transparency in our portfolio, and you can access this information 24-hours a day.
If you have a question that isn’t answered here, don’t worry – just ask us. We’d love to answer your questions and discuss why we believe investing in mortgages is an attractive opportunity.
Securities offered by LYNK Capital, LLC involve a high degree of risk and should be considered only by sophisticated investors who can bear the risk of the loss of their entire investment. These securities have not been reviewed or approved by United States Securities and Exchange Commission or by any state securities agency, nor have those authorities passed upon the accuracy or adequacy of this website or any other information furnished to prospective investors in connection with this offering. This offering is open only to “accredited investors” as defined in Rule 501 of Regulation D of the Securities Act of 1933. These securities are being offered under an exemption from the registration requirements of the Securities Act of 1933 and have not been registered with the United States Securities and Exchange Commission or any state securities agency. As a result of this exemption, these securities are subject to legal restrictions on transfer, and LYNK Capital, LLC is not required to comply with certain disclosure requirements that apply to securities that have been registered under the Securities Act. Prospective investors should not assume that they will be able to liquidate or resell these securities and should be aware that no public market exists for doing so. LYNK Capital, LLC is not registered as an investment company under the Investment Company Act of 1940, and investors are not subject to the protections offered by this Act. Additionally, the Fund Manager, Securities Capital Partners, LLC, is not registered as an investment advisor under the Investment Advisors Act of 1940. This material contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements regarding future events and/or the future performance of the Fund are subject to certain risks and uncertainties that could cause actual events or the actual future results of LYNK Capital, LLC to differ materially from such forward-looking statements. Any historical performance data contained herein represents past performance and does not guarantee future results; current and future performance may be different than the performance data presented. LYNK Capital, LLC is not required to follow any standard methodology when presenting performance data and its performance may not be directly comparable to the performance of other similar funds. This website provides a limited summary of LYNK Capital, LLC and is not intended to be a comprehensive overview of its business, operations, risks, or condition, nor is this website intended to represent balanced investment advice. Interested investors must obtain and carefully read LYNK Capital, LLC’s Private Placement Memorandum prior to investing.