Looking for more income from your real estate investments?

Secure Investments From One of the Top Real Estate Investment Companies

 
Are you tired of stock market volatility? LYNK Capital, LLC is a leading private money lender that offers consistent, attractive returns to smart investors who are looking to build wealth, gain exposure to real estate assets, and diversify away from the volatility of the stock market.  With LYNK, you can expect:

  • Targeted annual returns of 10-15%
  • Returns distributed monthly
  • Investments secured by real estate
  • Exposure to real estate without management hassles


At LYNK, we believe that investing in first-lien real estate mortgages is an attractive asset class that can be an important part of any well-diversified portfolio. We practice what we preach as private lenders with a substantial portion of our team's own money invested beside our investors'. 

Private Real Estate Investors | LYNK Capital

Why Invest in Private Mortgages?

Most investment advisors recommend diversifying your portfolio to include real estate investments. Owning individual properties requires time and specialized experience, concentrates your risk in a few individual assets, and exposes your capital to significant risk if the property values fall. As real estate investors ourselves, we can attest to the benefits of this alternative real estate investing:

  • Lower Capital Risk. Borrowers are required to bring equity into the loan (typically 10 - 30%) and take the risk of first loss in the event that the property sells for less than expected - resulting in less capital risk for you as the lender, compared to property ownership.
  • Consistent Returns. Investor returns are paid directly by the borrower through monthly interest payments and aren’t reliant upon property price appreciation.
  • Security. In the event of a default, the lender can foreclose and assume ownership of the underlying real estate.

Protect Your Money and Ensure ROI

Perks of Becoming Private Mortgage Lenders with LYNK Capital

Our team has decades of experience in real estate lending, and we believe that private mortgage investing can be an attractive and secure investment when done properly. In order to help protect your capital and ensure returns, we use the following principals when underwriting loans:

Conservative Loan-To-Value Limits

A loan-to-value (LTV) limit is the amount of the loan divided by the value of the property. Lower LTVs mean lower risk because there is more collateral securing the loan. LYNK makes loans where the LTV at the completion of any improvements is typically no greater than 70% with a target portfolio LTV of no more than 65%.
 

 

Short-Term Loans

Long-term loans can be risky, as interest rates and market conditions can vary greatly over time. We focus on short-term loans, typically for 6 to 18 months, so we can underwrite loans to a specific set of market conditions and quickly adapt when things change.

Focus on Repayment

For every loan, we focus intently on how our funds will be repaid, even if the borrower defaults. We include an analysis of the borrower’s experience and capacity to complete the project, the strength of the renovation or improvement plan, and overall market conditions. If we do not believe that LYNK can take over a project and complete it successfully, we don’t do the loan.
 

 

Limited Geographic Focus

LYNK Capital currently lends in ten states in the mid-Atlantic and Southeast because of their attractive demographic factors and our familiarity in these markets. We live and work in the markets in which we lend, with offices in the suburbs of Baltimore, Maryland; Raleigh, North Carolina; and Jacksonville, Florida.

What Types of Loans Does LYNK Capital Make?

Construction & Rehab Lending

There is a definite need in the market.

As regulations and oversight of local community banks have increased, they have reduced their levels of lending and have generally made obtaining renovation and construction loans more difficult and time-consuming. As a result, many small property developers are underserved by the traditional banking system and have a strong need for financing from private lenders. Now lenders like LYNK Capital can make quality loans at higher rates.

Properties need to be updated.

While loans from banks are difficult and cumbersome to obtain, there is no shortage of properties that need to be renovated. Many states still have backlogs of properties in foreclosure – many of which will need repairs and renovations – that can be obtained by investors at discounted prices; additionally, many areas served by LYNK simply have an abundance of older properties that can be increased in value and desirability with moderate renovations.

We can monitor and reduce risks.

Beyond the market conditions noted above, renovation and construction lending is inherently short-term in nature, so we can help reduce risks related to interest rates and market conditions by focusing on lending to projects with foreseeable completion and repayment dates. 

TRACK YOUR INVESTMENT 

LYNK's Investor Portal

Our real-time investor dashboard allows you to view your fund performance at a glance and track your investment growth. 

 

Access the portal at your convenience, 24/7. The dashboard also offers transparency into the portfolio for the fund - there are no surprises about your fund performance.

 

LOG IN HERE.

RESOURCES FOR INVESTORS

Be The Bank - A Book by our Fund Manager

We believe that investing in private mortgages is a great way for investors to build wealth.  But where does one start?  How does an investor make wise decisions when evaluating a wide array of available options?  To answer these questions, LYNK Capital's fund manager, Ben Lyons, has published a new book called Be The Bank!

 

LEARN MORE HERE.

Transparency

You need to know what type of assets are securing your investment so that there are no surprises. We aim to provide complete transparency - an important aspect of any pooled investment, from mutual funds to bonds to private funds. To aid in this effort, we’ve developed a proprietary investor portal that connects our investors with important information at the click of a button. Our portal contains important information such as:

  • Detailed loan summaries
  • Payment histories
  • Project updates and photos
  • Copies of key loan documents (such as notes, mortgages, appraisals, etc.)
  • Monthly financial reports

Our investors love our portal and we are always happy to provide tours. You can request a demo any time on our contact page and view public summaries of loans we’ve recently closed by clicking below.

Schedule an Introduction   View Our Recent Deals

We take care of your money like it's our own. 

Is it difficult to get a handle on who is processing your investments, their background, and what experience they bring? We've got you covered with a team that’s been where you are. 

Chat with Your Investment Team

IMPORTANT DISCLOSURES

Securities offered by LYNK Capital, LLC involve a high degree of risk and should be considered only by sophisticated investors who can bear the risk of the loss of their entire investment.  These securities have not been reviewed or approved by United States Securities and Exchange Commission or by any state securities agency, nor have those authorities passed upon the accuracy or adequacy of this website or any other information furnished to prospective investors in connection with this offering.  This offering is open only to “accredited investors” as defined in Rule 501 of Regulation D of the Securities Act of 1933.  These securities are being offered under an exemption from the registration requirements of the Securities Act of 1933 and have not been registered with the United States Securities and Exchange Commission or any state securities agency.  As a result of this exemption, these securities are subject to legal restrictions on transfer, and LYNK Capital, LLC is not required to comply with certain disclosure requirements that apply to securities that have been registered under the Securities Act.  Prospective investors should not assume that they will be able to liquidate or resell these securities and should be aware that no public market exists for doing so.   LYNK Capital, LLC is not registered as an investment company under the Investment Company Act of 1940, and investors are not subject to the protections offered by this Act.  Additionally, the Fund Manager, Securities Capital Partners, LLC, is not registered as an investment advisor under the Investment Advisors Act of 1940. This material contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995.  Such statements regarding future events and/or the future performance of the Fund are subject to certain risks and uncertainties that could cause actual events or the actual future results of LYNK Capital, LLC to differ materially from such forward-looking statements.  Any historical performance data contained herein represents past performance and does not guarantee future results; current and future performance may be different than the performance data presented. LYNK Capital, LLC is not required to follow any standard methodology when presenting performance data and its performance may not be directly comparable to the performance of other similar funds.  This website provides a limited summary of LYNK Capital, LLC and is not intended to be a comprehensive overview of its business, operations, risks, or condition, nor is this website intended to represent balanced investment advice.  Interested investors must obtain and carefully read LYNK Capital, LLC’s Private Placement Memorandum prior to investing.