« Back to Glossary Index

The financial capacity to make good on a debt. The requirement that mortgage originators substantiate that potential borrowers can afford the mortgage and considers factors such as the borrower’s income, assets, employment status, liabilities, credit history, and the debt-to-income ratio.

Get in Touch

Want more information? Have a deal you'd like to discuss? Let us know!

Give us a ring

Mon – Fri, 9:00am – 6:00pm ET

E-mail us

[email protected]

Contact Us