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  • Term
    Definition
  • The end, upper, triangular area of a home, beneath the roof.
  • A pitched roof terminating in a gable at one or both ends.
  • A measure that describes the water consumption for toilets.
  • A measure that describes the water consumption for toilets.
  • An outer covering of zinc that protects against rusting.
  • A gable roof where two roof pitches are used on either side of the triangular shape. The upper section toward the ridge is generally not as steep as the lower section of each side.
  • A steel plate attached to both sides at each joint of a truss. Sometimes called a fishplate or gussett.
  • Apartment buildings typically no more than four stories high, with multiple apartments per story, and landscaped grounds surrounding them. Each apartment has its own building entrance off an open breezeway or shares an entrance via a stairwell and interior hallway that connects other units immediately above and/or below it. l.
  • The trench or area in the yard where the gas line service is located, or the work of installing the gas service to a home.
  • A valve that lets you completely stop-but not modulate-the flow within a pipe.
  • Primary contractor responsible for the oversight of a construction site, management of vendors, subcontractors and trades, and the communication of information to all involved parties throughout the course of a building project.
  • Primary contractor responsible for the oversight of a construction site, management of vendors, subcontractors and trades, and the communication of information to all involved parties throughout the course of a building project.
  • A co-owned business, with more than one owner, that has not filed papers to become a corporation or LLC. Even if you haven’t filed papers, there will still be city or county requirements that have to be met. You might also have to register a fictitious business name with your county.
  • A warranty provision in a deed or mortgage or other real estate instrument containing all of the common law items of warranty.
  • A warranty provision in a deed or mortgage or other real estate instrument containing all of the common law items of warranty.
  • A machine which converts mechanical energy into electrical energy.
  • A letter that a family member writes verifying that s/he has given you a certain amount of money as a gift and that you don’t have to repay it. You can use this money towards a portion of your down payment with some mortgages.
  • A large or principal beam of wood or steel used to support concentrated loads at isolated points along its length.
  • A truss that supports other trusses that are perpendicular to it.
  • The process of installing glass, which commonly is secured with glazier's points and glazing compound.
  • A valve that lets you adjust the flow of water to any rate between fully on and fully off.
  • A valve that lets you adjust the flow of water to any rate between fully on and fully off.
  • Describes the finish, or shine, of paint. There are several levels of gloss, including flat, velvet, eggshell, low luster, semi-gloss, and high gloss. Typically, paint with a high gloss level is more durable.
  • A finishing paint material. Forms a hard coating with maximum smoothness of surface and dries to a sheen or luster (gloss)
  • Or "Glulam". A structural beam composed of wood laminations or lams. The lams are pressure bonded with adhesives to attain a typical thickness of 1 ½" . (It looks like 5 or more 2 X 4's are glued together).
  • Written estimate of the settlement costs the borrower will likely have to pay at closing. Under the Real Estate Settlement Procedures Act (RESPA), The lender is required to provide this disclosure to the borrower within three days of receiving a loan application.
  • A mortgage loan that is insured or guaranteed by a federal government entity such as the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), or the Rural Housing Service (RHS).
  • Commonly refderred to as Ginnie Mae, a government-owned corporation within the U.S. Department of Housing and Urban Development (HUD) that guarantees securities backed by mortgages that are insured or guaranteed by other government agencies.
  • Commonly refderred to as Ginnie Mae, a government-owned corporation within the U.S. Department of Housing and Urban Development (HUD) that guarantees securities backed by mortgages that are insured or guaranteed by other government agencies.
  • Commonly refderred to as Ginnie Mae, a government-owned corporation within the U.S. Department of Housing and Urban Development (HUD) that guarantees securities backed by mortgages that are insured or guaranteed by other government agencies.
  • Period of time during which a loan payment may be made after its due date without incurring a late penalty. The grace period is specified as part of the terms of the loan in the Note.
  • Grade refers to the level of the ground. A basement is usually considered below grade.
  • A foundation wall that is poured @ level with or just below the grade of theearth. An example is the area where the 8' or 16' overhead garage door "block out" is located, or a lower (walk out basement) foundation wall is poured
  • A fixed-rate, fixed-schedule loan. It starts with lower payments than a level payment loan; payments rise annually, with the entire increase being used to reduce the outstanding balance. The increase in payments may enable the borrower to pay off a 30-year loan in 15 to 20 years, or less.
  • A fixed-rate, fixed-schedule loan. It starts with lower payments than a level payment loan; payments rise annually, with the entire increase being used to reduce the outstanding balance. The increase in payments may enable the borrower to pay off a 30-year loan in 15 to 20 years, or less.
  • The direction, size, arrangement, appearance, or quality of the fibers in wood.
  • To create the appearance of wood grain on a surface through specialized painting techniques, staining, or specially prepared paint colors.
  • A building designed to reduce or eliminate negative impacts on our climate and environment.
  • The completed assembly of main and cross tees in a suspended ceiling system before the ceiling panels are installed. Also the decorative slats (munton) installed between glass panels.
  • A measurable floor area that is usable.

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