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  • A mortgage with periodic installments of principal and interest that do not fully amortize the loan. The balance of the mortgage is due in a(...) Read More
  • A final lump sum payment that is due, often at the maturity date of a balloon mortgage. Read More
  • Vertical members in a railing used between a top rail and bottom rail or the stair treads. Sometimes referred to as’pickets' or’spindles'. Read More
  • The rail, posts and vertical balusters along the edge of a stairway or elevated walkway. Read More
  • A bank-owned property is acquired by a financial institution when a homeowner defaults on their mortgage. Given potential repairs needed, these(...) Read More
  • A legal proceeding initiated when a person or business is unable to repay outstanding debts or obligations. Read More
  • When a court grants a discharge order, it cancels the obligation to repay the discharged debt(s) included in the bankruptcy filing. Read More
  • The court order of dismissal, ending a bankruptcy case without the debt being discharged or eliminated, terminating the automatic stay and(...) Read More
  • Horizontal beam rafter that supports shorter rafters. Read More
  • A decorative board covering the projecting rafter (fly rafter) of the gable end. At the cornice, this member is a fascia board. Read More
  • A cabinet that generally rests on the floor with a toe-kick and countertop. Read More
  • A layer of paint applied before the topcoat. Read More
  • Molding along the point where the baseboard meets the floor. Read More
  • The baseboard is a trim board around a room that connects between the wall and the floor. Read More
  • The window frame and glass unit that is installed in the window buck. Read More
  • A type of sink, circular in shape, that has sloping or curving sides. Read More
  • A simplified units of measure that express percentages in finance, expressed in hundredths of a percentage point, often used in relation to(...) Read More
  • In a bathtub, one of several spouts that shoot water, air, or both into the tub at fast speeds to provide a massage effect. Read More
  • A section of fiber-glass or rock-wool insulation measuring 15 or 23 inches wide by four to eight feet long and various thickness'. Sometimes(...) Read More
  • Narrow strips of wood used to cover joints or as decorative vertical members over plywood or wide boards. Read More
  • A three-window unit, the Bay window, usually contains one large middle panel and two smaller side panels. A bay window projects outward from the(...) Read More
  • A structural member transversely supporting a load. A structural member carrying building loads (weight) from one support to another. Sometimes(...) Read More
  • Wooden or steel structures are used as replacements when a wall is removed to support the weight of a home. Read More
  • (a) A beam placed perpendicular to joists and to which joists are nailed in framing for a chimney, stairway, or other opening. (b) A wood(...) Read More
  • A partition that supports any vertical load in addition to its own weight. Read More
  • A point where a bearing or structural weight is concentrated and transferred to the foundation Read More
  • A wall that supports any vertical load in addition to its own weight. Read More
  • A subsurface layer of earth that is suitable to support a structure. Read More
  • Income before taxes are deducted. Read More
  • A legally binding contract that lays out specific work that a contractor must fulfill as part of a construction project. Read More
  • A bond issued by a surety on behalf of a contractor that provides assurance to the recipient of the contractor's bid that, if the bid is(...) Read More
  • Funds or a bid bond submitted with a bid as a guarantee to the recipient of the bid that the contractor, if awarded the contract, will execute(...) Read More
  • A practice by which contractors, both before and after their bids are submitted, attempt to obtain prices from potential subcontractors and(...) Read More
  • The procedures and conditions for the submission of bids. The requirements are included ion documents, such as the notice to bidders,(...) Read More
  • A bathroom fixture with hot and cold running water, which is used mainly for cleansing the posterior parts of the body. Bidets originated in France. Read More
  • Doors that are hinged in the middle for opening in a smaller area than standard swing doors. Often used for closet doors. Read More
  • A receipt for a deposit to secure the right to purchase a home at an agreed terms by a buyer and seller. Read More
  • Doors that slide by each other and commonly used as closet doors. Read More
  • Bird Dog is a real estate investing term that refers to a type of broker or agent who spends their time trying to locate properties with(...) Read More
  • A notch that is cut out of a rafter where it rests on a bearing wall. Read More

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